To Do List Can I Withdraw Money Before I Retire?				> Back to Article
		Here's a quick list of items you should make sure to address when dealing with your question or concern.

			Before taking a loan or hardship withdrawal from your 401(k) or other DC plan, examine alternative options, which may include home-equity loans or borrowing from an insurance policy.
			Request and study your employer's summary plan description to make sure you understand all the relevant rules and costs associated with your action.
			Consult with your human resources department to discuss the process for taking a loan or withdrawal. Fill out all necessary paperwork, first reading it over carefully, of course.

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