To Do List
What Are My Withdrawal Options?
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    Here's a quick list of items you should make sure to address when dealing with your question or concern.    
    Consult your employer's summary-plan description to find out which withdrawal options are available. You should make yourself familiar with this important document in any case.      
    If necessary, discuss options with a tax advisor or financial consultant. If you have multiple retirement accounts, it may be preferable to withdraw from one over another first.      
    If you are nearing 70 1/2 years of age, be sure to calculate and observe minimum-distribution requirements to avoid stiff penalties. See IRS Publication 939 for more details.      
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