To Do List Should I Invest or Pay Off My Credit Card?				> Back to Article
		Here's a quick list of items you should make sure to address when dealing with your question or concern.

			Find out the rate charged on your credit card by reading the fine print on your statement or calling up the company.
			Request a lower rate from company or seek out another card, even if it's for an introductory rate.
			Devise a concrete plan for paying off credit-card debt in full, and write yourself out a contract that you promise to stick to.
			Invest in your 401(k) or 403(b) up to the match. Although it's critical to pay off your debt, it's equally important to start saving for retirement.

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