To Do List What Happens If I Change Jobs?				> Back to Article
		Here's a quick list of items you should make sure to address when dealing with your question or concern.

			Check out your old firm's policies regarding leaving your plan in place, usually through the HR department. If you have less than $5,000 in your account, the company may not allow you to keep your account there. Also, make sure you meet minimum balance requirements and won't be limited in your ability to manage your account or charged any fees.
			Investigate your new firm's retirement plan. Are the investment options comparable? Will you be able to start contributing right away?
			Make sure all necessary paperwork is completed to ensure a proper rollover, whether to an IRA or a new DC plan. You want to avoid the hassles associated with having a distribution made directly to you (and the hefty penalty taxes!). If you're rolling the money into an IRA, set up the IRA account ahead of time.
			If your cash is initially distributed to you, complete any rollovers within 60 days to avoid IRS penalties.

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